b'EMERALD PARTNERS&K Financial and Insurance ServiceCONTACTToni Shibayama, SPHR, CBWA, CWCA 734 Silver Spur Road(213) 627-5304 Ext: 7 Rolling Hills Estates, CA [email protected] Insurance, Financial ServicesABOUTPrivate Clubs operate in a unique business environment. Whether a Golf Club, City Club, Beach Club or other, a private club is challenged with providing members optimum quality and service while managing cost. Clubs must react to changes in governmental regulations, operational challenges, and member expectations.These challenges require the attention of a professional service provider who know the industry and deliver services tailored to the private club environment. At ISU S&K our mission is to empower clubs to create the ultimate member experience by helping develop healthy, safe and productive employees. For over 50 years, ISU S&K Financial and Insurance Service have been devoted to providing insurance services to California companies of all sizes. As a member of one of the top private broker networks in the U.S., ISU International, with over $2B in premium written, we provide strategic benefits, HR, property & casualty, and risk management services to help clubsrun healthier and safer, more productive and free from unnecessary risk.29'